VISA® Account

three NEW VISA Programs will be coming to us in february 2022!

Stay tuned for our great new options to fit your specific credit card needs!

Are you carrying the new Niagara Regional Federal Credit Union VISA® card in your wallet? If not, then it's time to switch! We can easily transfer your outstanding balance to our card and put an end to unnecessary credit costs. Click on the credit card application link below, complete, print, sign and bring it into the credit union with your proof of income (i.e. current pay-stub, statement of benefits from social security or retirement, most current taxes).

ALL RATES ARE ACCURATE AND EFFECTIVE MAY 1ST, 2019. RATES CHANING ON FEBRUARY 28, 2022.

Type APR*
Introductory Rate** 6.00%
After Introductory Rate 9.90%
Student Card*** 8.00%
 

No Fee Balance Transfers

Transfer a balance from an existing credit card to our green VISA® Card by stopping by or calling us to see just how easy it is.

  • No Fee Balance Transfers

  • Low Introductory Rate

  • After Introductory Rate - 9.90% APR* for purchases

  • 10.9% APR* for cash advances

  • Rewards program with air miles

SECURLOCK EQUIP

*on february 28, 2022, credit cards will be managed through the cardvalet app (same app as our debit cards)

A BETTER WAY TO MANAGE YOUR NRFCU VISA® CREDIT CARD IS JUST A TAP AWAY!

Introducing SecurLOCK Equip, a new app offered by Niagara Regional FCU to help you control and monitor your VISA® credit card usage anywhere, anytime, using your mobile phone. With SecurLOCK Equip you can protect your card from fraud by setting alerts and controls to determine how your card can be used. Also, if you misplace your card, you can use the app to turn it off and then turn it back on when you find it!

You can also use SecurLOCK Equip to manage your spending. With customizable controls, alerts for spending limits, and easy-to-find account balances, you can set a budget and stick to it.

Keep an Eye on Your Card with Transaction Alerts

A wide range of alert options make SecurLOCK Equip an app that meets your specific needs. You can set alerts for:

  • International transactions

  • Card-Not-Present transactions

  • All card activity

  • Specific Merchant category purchases

  • Card Status changes

Card Controls Help Protect Your Account from Fraud

You can even set the app to deny a transaction before it takes place, based on the criteria you set. As with turning your card on and off, card controls will not interrupt recurring bill payments such as gym memberships or subscriptions.

VISA® Checkout

VISA® Checkout makes online shopping more enjoyable by making it easy to complete your purchase. Simply enter your username and password and speed through your online shopping experiences with a single account that can be used across all of your devices. No need to re-enter your card number or address. You can store and use any major credit or debit card including your NRFCU VISA® Credit Card.

How do I sign up for Visa® Checkout?

To create a VISA® Checkout account, just click the button below to enroll now!

*APR - Annual Percentage Rate. Contact the credit union for complete loan details.

**Introductory APR is for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will stay at the discounted rate until it is paid off.

***View a complete list of our disclosures and fees.