About Niagara Regional FCU

Our Credit Union Mission

With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs, promoting financial literacy, and offering no or low fees. Not for profit, but for our members.

We’re here for you when life happens.

The board of directors at Niagara Regional FCU is made up of qualified, volunteer credit union members. As a member of our board, you can help shape the future of your credit union while using your skills to contribute to our mission. Call (716) 694-7344 today for more information and to learn what qualifications are necessary to volunteer.

Donate to Charity 

The Niagara Regional Federal Credit Union proudly supports local not-for-profits and other agencies in our field of membership.

Each year NRFCU hosts a special shred it day for the community with proceeds benefitting local charities and families.

Our entire staff and board of directors of the credit union volunteer at community events throughout the year as well. If you know of a worthwhile not-for-profit that could use our help, please let us know – they may be a great fit for our volunteers!

Fund Your College Dreams!

Scholarship Application & Guidelines

The New York Credit Union Association (NYCUA) is partnering with credit unions to offer their college-bound members a scholarship opportunity. The program is designed to provide funds that would be used toward tuition, room and board, books, and school supplies. NYCUA awards scholarships to be paid jointly to the student and educational institution.

Am I eligible?

The applicant must be a member in good standing of a participating New York credit union who meets all of the following criteria:

• Is a college-bound high school senior at the time of submitting the application

• Is attending college for the first time in the fall of 2025

• Will be enrolled in a two- or four-year accredited educational institution or trade school

• Agrees to use any scholarship funds awarded by January 31, 2026, at an accredited educational institution only

Application Process

To apply, eligible members must complete the scholarship application form. Applicants should use only the space provided on the form to answer the questions. Other than what’s specified below, no attachments, resumes, pictures, or other material of any kind should be submitted or used to answer the questions. If an applicant is a member of more than one credit union and submits an application to both, only one application will be scored for a state-level award. Both applications will be considered for any credit union-level awards that may be available.

Application Checklist

• The applicant must obtain a credit union verification code from their credit union in order to verify eligibility.

• The application must be submitted with:
  A high school transcript documenting the student’s GPA for grades 9-11
  An essay response

• The applicant and his/her parent or guardian must complete the Certification and Release Authorization on the last page of the application form.

Selection Process: Judging will be based on academic achievements, extracurricular and community activities, and the essay.

Application Deadline: Applications must be submitted to the New York Credit Union Association no later than January 17th, 2025.

Dear Scholarship Applicant,

Thank you for expressing interest in our 2025 scholarship program, offered in partnership with New York Credit Union Association! We are reaching out to provide you with detailed instructions on applying to the program. Please review the following before completing your application.

Important Eligibility Information

To be eligible for this scholarship, you must be a member of a participating New York credit union. If you're not already a member, we encourage you to connect with Niagara Regional FCU at (716) 694-7344 to explore opportunities for membership.

Application Steps

1. Completing the Application Form: Fill out the scholarship application form, using only the space provided for your responses. Other than where specified on the application form, no attachments, resumes, pictures or other materials of any kind should be submitted or used to answer the questions.

2. Certification and Release Authorization: Both you and your parent or guardian must sign the Certification and Release Authorization on the final page of the application form.

3. Credit Union Verification Code: Secure a verification code from your credit union to confirm your eligibility for the scholarship.

4. Application Submission: Your completed application should be submitted online via the NYCUA Scholarship Portal 

https://nycua.org/uniting/scholarship-program

by January 17, 2025. Along with your application, please upload:

1. A high school transcript documenting your GPA for grades 9-11

2. Your essay response

Ensure that all sections of the application are complete and all necessary documents are included. Incomplete applications or those missing required components will not be considered.

When uploading documents, please use PDF, Word, or JPG formats only (Google Docs are not accepted). Save and upload the following as three separate files:

1. Scholarship Application

2. High School Transcript

3. Essay

Assistance and Notifications

If you require further clarification or assistance, do not hesitate to reach out to Niagara Regional FCU at (716) 694-7344. Successful applicants will be notified in May 2025.

We thank you for your interest in our scholarship program and eagerly anticipate your application. Best of luck in this and all your future endeavors!

Warm regards,

Brenda Michalowski
CEO
(716) 694-7344 ext. 3004