FAQs

What is a Credit Union?

Credit unions are member-owned financial cooperatives that are controlled by their members and operated based on the principle of helping the members, providing them with credit at competitive rates and offering additional financial services.

Do You Have To Pay To Be A Member?

The initial deposit for membership is $6.00. The $6.00 is your shareholder's par value of one share in the credit union ($5.00), plus a $1.00 fee.

 

Who Can Be A Member Of Niagara Regional?

Membership is open to those who live, work, volunteer, worship, or attend school, within Niagara County and Erie County!

Do you have electronic banking services?

Yes! E- Statements, home banking, mobile banking & more are available. See a full list of all E-Services we offer!

 

Where is The Credit Union Located?

We have a convenient location in North Tonawanda at 1285 Erie Avenue. You can also access your account from any shared co-op branch. Find a shared branch location today.

 

How Do I Reorder Checks?

 

what documents do I need for loans?

For our Auto Loan Checklists, visit our page here.

For our Signature (Personal) Loan Checklist, visit our page here.

What Holidays are you closed?

  • Martin Luther King, Jr. Day – Closed

  • Presidents’ Day – Closed

  • Good Friday - 8:30 am - 12:00 pm

  • Memorial Day – Closed

  • Juneteenth — Closed

  • Independence Day - Closed

  • Labor Day - Closed

  • Columbus Day – Closed

  • Veterans Day - Closed

  • Thanksgiving – Closed

  • Friday After Thanksgiving Day – Closed

  • Christmas Eve – Closed

  • Christmas Day – Closed

  • New Year’s Eve – 8:30 am – 12:00 pm

  • New Year’s Day - Closed

Niagara Regional FCU observes the Fridays before and the Mondays after these holidays should they fall on a Saturday or Sunday of that calendar year. See our homepage for closings and other announcements.