Share Savings
The Share (Savings) Account establishes your membership and makes you a part owner of Niagara Regional Federal Credit Union. Dividends are earned based on the average daily balance method. Share accounts earn dividends on balances of $100.00 or more. Quarterly statements are mailed or accessed via online banking. You can make deposits through the mail, night deposit (no cash please), or by visiting us!
Share Account Rates*
All rates are accurate and effective as of December 1st, 2024
| Amount | APY* |
|---|---|
| <$5,000.00 | 0.01% |
| $5,001.00-$10,000.00 | 0.01% |
| $10,001.00+ | 0.01% |
Share Draft Rates*
All rates are accurate and effective as of December 1st, 2024
| Amount | APY* |
|---|---|
| Average Daily Balances > $2000.00 | 0.05% |
*$100.00 minimum balance is required to earn a dividend. Dividends are earned on the average daily balance and paid quarterly. APY is subject to change monthly without notice at the discretion of the board of directors. Fees may reduce earnings.
*Dividends are earned on the average daily balance and paid monthly. Minimum average daily balance required to earn a dividend is $2,000.00. Fees may reduce earnings. Rates quoted are anticipated to be paid on the last day of the month. APY is subject to change monthly without notice at the discretion of the board of directors. APY may change after account is opened.