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Who Is Niagara Regional Federal Credit Union?

The Niagara Regional Federal Credit Union was chartered in May 1939 by a small group of teachers who had the need and foresight to establish a not-for-profit financial institution owned by its members. From these humble beginnings the founders probably didn’t conceive that their seedling, restricted to just savings and loans, would blossom into a 34 million-dollar institution, offering a wide array of financial services to its members. This did not happen by accident. Many dedicated volunteers and leaders with vision moved the credit union from a paper and pencil enterprise located in a variety of rented locations, to a fully computerized business operating out of its own building. While expanding, our credit union has maintained our service to members in the most efficient manner while retaining the personal touch. We benefit more than twenty-seven hundred members and have assets exceeding $34,000,000.00. We are always looking for new and innovative ways of serving our members and helping them achieve their financial goals.

Our Credit Union MissioN

With over 80 years of outstanding service, Niagara Regional provides an individualized banking experience by adapting our products to meet the needs of our growing membership at all stages of life, providing members with staff who educate them on a personal level to meet their individual needs, all while preserving our members trust.

What Makes Credit Unions So Unique?

Credit unions are unique because we are not-for-profit institutions who are owned by our members. Unlike a bank, who is strictly profit-driven, the Niagara Regional Federal Credit Union returns earnings to our members in the form of low interest loans, higher yields on savings, and more personable service.