Signature Loans
Visit our Promotions Page for the lowest rates available!
The reasons for a personal loan can vary from debt consolidation, to vacation, to appliance replacement, or emergency car repairs. Luckily, our not-for-profit credit union can offer you the best rate possible!
We have a variety of loan options to help meet your needs, big or small.
As a Niagara Regional Federal Credit Union member, you can breathe easy knowing that we do our best to save you money, time and give you the personal service you deserve! Our financial service associates are here for you to discuss your needs and loan options.
Debt Consolidation
If you’re sick of paying high interest rates, consolidate your debt from elsewhere with a new low interest rate signature loan. We can help you pay off your debt faster and save you money in the process.
Have questions about signature loans or loan specials? Give us a call!
Online Personal Loan Applications Available
Signature Loan Rates
ALL RATES ARE ACCURATE AND EFFECTIVE 11/1/2023
| Type | APR* as low as |
|---|---|
| Personal Loan | 10.20% |
| Xchex (Overdraft Line of Credit) New Accounts | 13.99% |
The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the credit union for complete details. All rates listed are APR (Annual Percentage Rate)
What Do I Need for a Personal Loan Application?
Proof of income – paystub (2), W-2, or complete income tax return from prior year if self-employed (If retired, provide proof of social security, pension, etc.; If active military, provide supporting documents if deployed)
Updated contact info (email address, phone number)
Current Employment information (Start date, hours worked per week, employer address, supervisor name)
Income information (annual salary, payment frequency, other income)
Credit Reference (from someone not related to you and outside of your household)
Housing information (rent/mortgage amount per month)
Your permission to run a credit report